HOME LOANS APPROVAL (loan approval process)
Owning
a home is every person's dream come true. But the ever escalating property
price and sky rocketing interest rates act as a great hindrance to all. Even if
one decides to buy a home through home loan finance, the very prospect of
meeting several home loan providers to check out their current home loan rates
before reaching a final decision, scares the wits out off the buyers mind.
Whether
you want to buy a new home or refinance your current home, you'll need to
choose the home loan that's right for you. Let HomeLoan.com help you save time,
stress and cash with our easy-to-access home loan options. Choose from a First
Time Buyer Loan, a Secured Home Loan and a Home Equity Loan or just compare
your loan to ensure you've got the best deal possible. HomeLoan.com can guide
you through the process of making the largest purchase of your life with
complete confidence.
All
you have to do to get a home loan is to arrange for the down payment of your
home and rest of the balance is paid by bank in form of home loan. The
percentage of amount financed by bank to depends upon your eligibility for the
loan and location and the area of home you intend to buy.
Also
there are options for the type of interest rates you want. One option is
Fixed-Rate of interest and other option is Floating-rate of interest. You can
read about the interest rates in detail in the article below.
Home
loans are processed in a very quick, easy and effective ways. You can also
apply online Home loan on our website just follow few steps. First you go our
Home loan Page and fill our Home loan form with correct details. And then we
will receive your online Home loan Application. After received your Home loan
application our team will contact you within Working 2 Days. And also guide about Document and Home loan
interest rates.
1)
8
Passport size photos (Applicant + co- applicant)
2)
ADHAR
Card and PAN Card ( Compulsory )
3)
Resident
light bill latest
4)
Rent
Agreement (If Rented)
5)
6
Month Salary slip Latest
6)
6
Month salary Bank account
7)
Company
Appointment Letter
8)
Last
two year form no. 16
9)
If
any loan live then welcome letter of all
10) Visiting card and Office I-card
Property Document
list
1)
Builder
agreement
2)
Society
registration permission letter
3)
Society
registration certificate
4)
Unit
plan and Layout Plan
5)
N.A
Permission
6)
Permission
of construction
7)
Allotment
letter
8)
Possession
letter
9)
Payment
receipts
10) Share certificate
11) Agreement with builder
12) Village no. 6
13) village no. 7 x 12
1)
8
photograph passport size (husband + wife)
2)
Pan
card copy (husband + wife)
3)
Resident
latest light bill and telephone bill
4)
Office
latest light bill and telephone bill (Rent agreement if rented)
5)
3
years ITR Return with profit and loss account, balance sheet, and statement of
income (Audit Report if audited.)
6)
12
month current account statement
7)
12
month saving bank account.
8)
All
property document Xerox copy
9)
Welcome
letter of all current live loans
1)
Builder agreement
2)
Society registration permission letter
3)
Society registration certificate
4)
Unit plan and Layout Plan
5)
N.A Permission
6)
Permission of construction
7)
Allotment letter
8)
Possession letter
9)
Payment receipts
10) Share certificate
11) Agreement with builder
12) Village no. 6
13) village
no. 7 x 12
PROPERTY LOAN
The
loan against property is also known as LAP and it is one of the best ways for
sending your kids abroad or financing your business or child's wedding. The
first thing to consider in such a situation is where you will get the money
from? There are several ways through which you can arrange these loans against
property by taking a loan. You may go for a personal loan against the amount
that you require or go for a loan against property.
Loan
against property as its name defines it, is the loan given to you by bank in
lieu of your property. This loan is easily provided by the bank as this is a
secured loan. Your property is kept as collateral and the loan amount is
decided according to the value of your property in the market, more the value
of your property in market, more loan you can get from the bank. Rate of
interest for this loan is also comparatively less than other types of loan.
This loan can be used for any purpose you like such as buying new property,
expanding business, marriage etc.
PROPERTY LOAN
APPROVAL PROCESS
Loan
against property are processed in a very quick, easy and effective ways. You
can also apply this loan online on our website just follow few steps. First you
go our Loan against property Page and fill our Loan against property form with
correct details. And then we will receive your online loan Application. After
received your application our team will contact you within Working 2 Days. And also guide about Document and Loan
against property interest rates.
We
provide Business Loan from all major banks such as HDFC,Bajaj Finance, Axis
Bank, HDB, Fultron India, Reliance,Raligare, And Megma.
Documents Required
For Loan Against Property
1. Valid identity proof
2. Valid residence proof
3. Valid age proof
4. Valid signature proof
5. Valid Income proof
6. Post dated cheques (pdc)
7. Evaluation certificate of the
property by a professional evaluator appointed by bank.
8. Valid business continuity proof
(I.T. returns or bank certificates)
9. Property documents
How Can Calculate
Your EMI ?
Follow
4 Easy Steps and Check your EMI
Step
1: Go to the our EMI Calculator page
Step
2: Enter the loan amount
Step
3: Enter the rate of interest charged on the loan
Step
4: If your lender charges one EMI in advance tick the relevant checkbox.
For
further information please contact our team and write to us info@loanncr.com we
will happy to help you.
PROJECT LOAN &
MACHINERY LOAN
Have
a fantastic project in mind for your company, this project can help your
company already blooming reputation to a new high; but can't start it due to
shortage of funds, then come take a project loan.
We
act as Project Loan Consultants for various commercial Projects. Our clients
have always profited from the Project Loan Consultancy provided by us. We
provide Project Loan and Private Loan for Manufacturers, Builders, Hotel,
College, Hospital, Companies etc. on the basis of their project report. The
reimbursement amount obtained through us is quite large and we always carry out
the most transparent dealings. We have aided many reputed names in obtaining
loans for their important projects. Jain Finance is known as the best Project
Loan Consultant for the incomparable deals provided to its clients.
PROJECT LOAN APPROVAL
PROCESS
Project
loan are processed in a very quick, easy and effective ways. You can also apply
online Project loan on our website just follow few steps. First you go our
Project loan Page and fill our Project loan form with correct details. And then
we will receive your online Project loan Application. After received your
Project loan application our team will contact you within Working 2 Days. And also guide about Document and Project
loan interest rate Document for Project & Machinery Loan.
Documents Required
For Loan Against Project/Machinery
1)
3
years IT returns with profit and loss account, balance sheet, and statement of
income (Audit Report if audited.)
2)
12
month current account statement
3)
12
month saving bank account
4)
Resident
latest light bill and telephone bill
5)
Office
latest light bill and telephone bill (Rent agreement if rented)
6)
Pan
card copy
7)
Welcome
letter of all current live loans
8)
2
photograph passport size
9)
Quotation
of Machinery.
CAR LOAN & AUTO
LOAN
With
the launch of small-budget cars, the demand in car market has surged
exponentially. Today, almost every individual dreams to own a car that fulfills
his/ her needs. If you are one of them, car loans can help you in turning your
dream into reality.
Turn
your dream into reality. Own that new car you have always desired, with a
little help from us. We offer car loans up to 90% of the ex-showroom price of
the car. Our interest rates would pleasantly surprise you. What's more, you can
take up to 5 years to repay the loan.
Worried About
Paperwork? Relax.
The process for getting a loan involves only a few simple steps and we will
tailor-make the loan to suit your needs.
Please
keep in mind that rate of interest of car loan to buy a second hand car is
higher than the rate of interest to buy a new car.
CAR LOAN APPROVAL
PROCESS
Car
loans are processed in a very quick, easy and effective ways. You can also
apply online car loan on our website just follow few steps. First you go our
car loan Page and fill our car loan form with correct details. And then we will
receive your online car loan Application. After received your car loan
application our team will contact you within working 2 Days. And also guide about Document and car loan
interest rates.
Given
Blow Banks/NBFSCs That Provides Car Loan In Ahmedabad
Almost
every bank available in market today provides Car Loan Like HDFC,Bajaj Finance,
Axis Bank, HDB, Fultron India, Reliance,Raligare, And Megma.
Documents For Car
Loan Salaried
1)
3
Month Salary slip Latest
2)
6
Month salary Bank account
3)
Company
Appointment Letter
4)
Last
two year form no. 16
5)
Pan
card copy
6)
Resident
light bill latest
7)
Rent
Agreement (If Rented)
8)
If
any loan live then welcome letter of all
9)
1
Passport size photo
10) Visiting card
11) Office I-card
Document For Car Loan
Businessmen
1)
3
years IT return with profit and loss account, balance sheet, and statement of
income (Audit Report if audited.)
2)
12
month current account statement
3)
12
month saving bank account
4)
Resident
latest light bill and telephone bill
5)
Office
latest light bill and telephone bill (Rent agreement if rented)
6)
Pan
card copy
7)
Welcome
letter of all current live loans
8)
2
photograph passport size
provides
single window for Students to access information about various loan schemes
provided by banks and make applications for Educational Loans.
EDUCATION
LOAN APPROVAL PROCESS
The
education loan would be provided to those students who have obtained admission to
career-oriented courses e.g. medicine, engineering, management etc., either at
the graduate or post-graduate level.
Secured
at least 50% marks during HSC & Graduation
Secured
admission in India or Abroad through entrance test / Merit based selection process
post completion of HSC (10+2)
Documents For Education
Loan For Salaried Individuals
1.
Proof
of identity (any one of the following):
A. PassPort
B. Voter ID
C. PAN Card
D. Adhar Card
E. Driving License
F. Government Department ID Card
2.
Latest
salary slip showing all deductions or Form 16 along with recent salary
certificate
3.
Proof
of residence (any one of the following):
A. Bank Account Statement
B. Latest Electricity Bill
C. Latest Mobile / Telephone Bill
D. Existing House Lease Agreement
4.
Bank
Statement/Pass Book of last 6 months
5.
Optional
– Guarantor Form
6.
Copy
of admission letter or the Institute along with Fees schedule
7.
Mark
sheets/pass certificates of S.S.C., H.S.C, Degree courses
Documents for
Education Loan for all other Individuals
1.
Proof
of identity (any one of the following):
A. PassPort
B. Voter ID
C. PAN Card
D. Adhar Card
E. Driving License
2.
IT
returns of the last 2 years and computation of income of last 2 years certified
by a Chartered Accountant
3.
Proof
of residence (any one of the following):
A. Bank Account Statement
B. Latest Electricity Bill
C. Latest Mobile / Telephone Bill
D. Existing House Lease Agreement
4.
Bank
Statement/Pass Book of last 6 months
5.
Optional
– Guarantor Form
6.
Copy
of admission letter or the Institute along with Fees schedule
7.
Mark
sheets/pass certificates of S.S.C., H.S.C, Degree courses
Documents
Required For First Disbursement
1.
Demand
Letter from college or university.
2.
Loan
agreement signed by applicant, Co-applicants.
3.
Sanction
Letter signed by applicant, Co-applicants.
4.
Disbursement
request form signed by applicant, Co-applicants.
5.
Receipts
of Margin money paid to the college / university alongwith bank statement
reflecting the transaction.
6.
Documents
for collateral security ( if applicable )
7.
Form
A2 signed by applicant or Co-applicants in case abroad Institute cases.
8.
Demand
Letter from college or university
9.
Disbursement
request form signed by applicant, Co-applicants.
10. Receipts of Margin money paid
to the college / university alongwith bank statement reflecting the transaction
11. Exam Progress Report,
Marksheet, Bonafide Certificate (Any one)
12. Form A2 signed by applicant or
Co-applicants in case abroad Institute cases.
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